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Senior Citizen Scams: 12 Common Types & How To Avoid Them

Your guide to navigating online safety with your kids is here. Robert Downey Jr. joins Aura to spotlight the crisis of online crime. The material of this web site is provided for informational purposes only. AgingCare.com does not provide medical advice, diagnosis or treatment; or legal, or financial or any other professional services advice.

Then one day Alicia missed an evening of corresponding online with Thomas. This seemed odd to him, and he was distraught over their lost time together. Alicia appeared online the following evening and told Thomas a heartbreaking story. Alicia’s daughter had been killed in a car accident, and she would not be able to repay her student loans and cover her funeral costs without having to take out a special loan.

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Thomas was consumed with grief for his lovely Alicia, and he willingly offered to send her whatever she needed. A cash sum of $45,000 would certainly be enough to cover the expenses, he thought. She gratefully accepted the transfer of monies into her British bank account, making sure that she always kept the door open for additional funds to be sent.

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You could ask in a way so it sounds like you are trying to make future plans. Something like “Do you have any suggestions of places we could have a beautiful romantic date at? Eventually, he will tell you that he has an excessive amount of money and needs you to send him money in order to unlock his funds. You send him the money and never hear from him again. It may seem obvious to some, but these Prince impostors are very well-trained with scripts and have very convincing ways of gaining trust; this is their job, after all.

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The enterprise comes unstuck when she targets a victim who has ties to a gangster, played by the wry Peter Dinklage. Landing at a time of heightened interest in Britney Spears’s conservatorship and the movement to #FreeBritney heating up, I Care A Lot is also an interesting exploration of autonomy and ownership. “I probably hear from five scammers a night,” says Marko Budgyk, a Los Angeles financier who has frequented several online dating sites over the past 10 years. “After a while, it becomes really easy to spot them.” Match.com, for instance, includes a disclaimer at the bottom of every onsite email between members, warning not to send money or provide credit card information to anyone you’ve met on the site.

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But things took a turn when the man she met started asking for money for his “daughter’s surgery,” and asked her to open an account for him and send her gift cards. Criminals often target students, those looking for work, or those on dating websites, but anyone can be approached to be a money mule. A new love who lives far away asks you to wire them money or share your credit card number with them—even if they say they’ll pay you back. If something seems questionable or a little bit off, trust your instincts — don’t let your heart overrule your brain. And no matter how much someone professes their love for you, never send money or gifts to a sweetheart you haven’t met in person. That’s what makes romance scams scary — the criminals know what to do and what to say to weave a web of deception.

Scammers can exploit details like your last name or where you work to manipulate you or to commitidentity theft. Your thoughts, ideas, and concerns are welcome, and we encourage comments. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We For beginners expect commenters to treat each other and the blog writers with respect. One of those scams was 8 Figure Dream Lifestyle, which touted a “proven business model” and told… Should any of these describe a relative or friend, then you should probably have a candid discussion with them about what is going on.

Unfortunately, seniors are especially vulnerable to this because they usually do not have a great understanding of these scams. As we all know, an honest person would never create a false scenario simply to get money out of someone. Do note that while asking for money doesn’t point to a scam in every single case, it is usually not a chance worth taking. The main purpose of dating websites is to find the right match, so you can set a date to see if the two of you connect.

An online love interest who asks for money is almost certainly a scam artist. Romance Scams operating from abroad often use U.S.-based money mules to receive victim payments and transmit proceeds to perpetrators. Sometimes, perpetrators of Romance Scams convince victims to serve as money mules, receiving illegal proceeds of crime and forwarding those proceeds to perpetrators.

Usually, the successful culmination of online courtship is an in-person date. However, in the case of romance scammers who are usually impersonating someone else, meeting their target would expose them and jeopardize their chances of cashing in. That’s why these fraudsters like to impersonate professionals that both inspire trust and have to travel frequently for work. IRS Imposter Scams are aggressive and sophisticated phone scam targeting taxpayers.

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